The Effect of FDR, NPF and Liquidity Ratio on Profitability of Islamic Banks in Indonesia

Wulandari Harjanti, Ali Farhan

Abstract


This article discusses the phenomena of liquidity, non-performing loans and finance to deposit and their effect on profitability in Islamic banks. By using a sample of the financial statements of Mandiri Syariah, BRI Syariah, BNI Syariah, and Muammalat in the period January 2018 – December 2021 which were analyzed with multiple linear regression, it was concluded that NPL/NPF had a negative and significant effect on bank profitability, while Liquidity Ratio and FDR had an effect on positive and significant on bank profitability.

 


Keywords


liquidity; profitability; Islamic Bank; finance

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References


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DOI: https://doi.org/10.33258/birci.v4i4.3444

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Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.